Motival Speakers Advice for College Students

If you are not Victoria-Secret-model type gorgeous, becoming popular at school can become a difficult quest. Public speaking skills can help you stay on top of your game. Take a tip from the world’s most amazing motival speakers and use their lifelong experience to bring a shine to your own personality. You can use words to inspire, attract and motivate people. Words have an immense power and you can grab the attention of anyone with just a few of them, if you know how to speak. Get ready, because we are introducing some obscure trade secrets of motivational speakers that can help you achieve greater goals in life than just making to your class in your pajamas and crying over microwave meals, while fretting over an assignment. Remember, to achieve greatness, you will have to think like great people! 1. Know Your Target Audience Do you feel frustrated just by thinking of endless fashion parade that some people call college dressing? Or, are you forever trying to hide from people, so they don’t invite you to pointless frat parties and force you to play beer ping pong. Do you run away from scenarios like, It is understandable if you don’t want to do all that, but getting behind enemy lines and understanding their perspective can be exceptionally helpful, especially if you are trying to become popular among the masses. Think of them as test subjects and you will feel fine, trust us. 2. Train Your Public Speaking Skills If you have never spoken in public, now is the time to do so. If you won’t do it now, when will you? Get up in your college yard and try to inspire people over a cause. If nobody stops to throw rotten vegetables at you, you might have a chance. And no, don’t blow out your chest yet, you will have to work harder still. 3. Spot the Perfect Venue Your friend has a birthday or somebody got engaged or if somebody is going through a hard time, this is your chance to make yourself the center of attention. You might feel like a jerk sometimes for snatching away someone else’s thunder, but that feeling will pass. You will be able to introduce yourself at an opportune moment and clear the path for becoming the next motivational sensation this world has ever seen. 4. Advertise Yourself Nobody ever became famous by just sitting at home and doing nothing. Therefore, if you want to get famous in your college, bribery is the best course of action. Isn’t it? Give away delicious baked goodies or provide beer cups with your name printed on it, which will get immense appreciation from the popular groups at your college. 5. Be Flexible Being rigid and uptight will not get you anywhere. If you are more like Quit it, if you want to become famous among your peers. Because the nicer you are to people, the more popular you will be! These are some of the most crucial tips on becoming popular at college and they are snatched right from under the noses of successful motivational speakers. Try them out and soon people will be cheering on you.

Racism In America Essay - 1559 Words

I n the 1960’s racism was alive and well continuously gaining traction in both Australia and America, people of colour had to fight for their rights and equal education. Lucky times have changed†¦ right? Before the American Civil War, according to the 1860 census, there was a staggering 3,950,528 slaves in the US. However, thanks to the Union of States, the Civil War was won. This allowed the government to pass various acts of legislation allowing African-American people the right to work and quite frankly to exist as free people. One However, although they had ‘fundamental rights,’ unfortunately the Jim Crow laws were widespread throughout the southern states of the United States. This resulted in, public facilities, public transport and†¦show more content†¦Convicted and facing execution, the case of the ‘Scottsboro Boys’ sparked international demonstrations which succeeded in both highlighting the racism of the American legal system and in overturning the conviction. This (word missing) inspired Harper Lee to begin writing. the perfect time for Harper Lee’s internationally acclaimed novel; To Kill A Mockingbird to be released. Unlike laws, novels have the power to change attitudes. Few novels have had such a sustained impact on society’s views of education, identity and racism. The novel has sparked international debates, at its time of release. In 1960, when To Kill a Mockingbird was published, much of white America viewed the coming together of the races as immoral, dangerous, and even ungodly. This was because during that time there were still many people in both the North and the South who, though sympathetic to the cause, found it difficult to relate to the struggle and understand it. For many people in the rural areas of the south, exposure to African American people was very limited, and this meant ignorance and misunderstanding, which in turn led to stereotypes slowly seeping into the minds of people who would under any other circumstances make friends with someone of any other race and not form such stereotypes. This novel had such a profound effect on people that Reverend Martin Luther King Jr., no less, would write in Why We Can’t Wait, how â€Å"To theShow MoreRelatedRacism In America Essay816 Words   |  4 PagesParliament attempted to impose order with various laws. A more unified American character and identity began to emerge in the colonies. The Enlightenments political thought influenced Americans and its followers scientific inquiries created a sense of America as a place profoundly different from Europe. Colonists did not begin to grow apart from Britain until they participated in Englands North American wars with the French and SpanishÂâ€"especially the French and Indian War. The colonists suffered heavyRead MoreEssay On Racism In America1326 Words   |  6 PagesRacism in America Since President Barack Obama In 2009 the first African America president was elected. Barack Obama, an American politician who served as our United States president from 2009 until 2017. During his time there has been a controversial discussion about how racism has begun its last mile. Many question, if racism now is worse now than it was in the 1960’s and has America entered a post-racial era? If so where does America stand on the race issue and what challenges have occurred inRead MoreEssay on Racism In America1586 Words   |  7 PagesRacism In America Racism (n): the prejudice that members of one race are intrinsically superior to members of other race (Wordnet search, 1), a controversial topic in today’s society, a subject that many people try to sweep under the rug, but yet a detrimental problem that has been present in America since the colonial era. Will this dilemma come to a halt? Can all Americans see each other as equals despite their skin color and nationality; and what role has it played in past generations versusRead MoreRacism in America Essay1121 Words   |  5 Pagesthough America prides itself on being this melting pot racism is still alive and well today. America is supposed to be the land of opportunity, the country that calls to so many; calling to them with the promise of freedom and prosperity, to live their lives as they see fit. As stated in the National Anthem, America is the land of the free and the home of the brave. America is the country where dreams can come true. So if America has emerged as a single people and nation, why does racism stillRead MoreRacism in America Essay1075 Words   |  5 Pagestimes more likely to wind up in prison than white youths arrested for the same crime under the same circumstances. Many people are unaware how constant racism has been throughout the years. It is important to understand the problems of racism because it is relevant to society. Racism in America is very real and Americans need to know it. Racism is a belief or doctrine that inherent differences among the various human races determine cultural or individual achievement, usually involving the ideaRead MoreRacism In America Essay1515 Words   |  7 Pages1. What factors supported racism in the United States in the time of Jackie Robinson’s birth? a. During the time of Jackie Robinson’s birth the United States was seeing lots of racial tension. The racial tension during this time had many different factors that seemed to lead up to it. Much of it began during World War I when many African American people moved from the southern states to the northern states to compete for jobs. With many of the white men being away at war, it left many job opportunitiesRead More Covert Racism in America Essay1109 Words   |  5 PagesCovert Racism in America Racism is still a very current issue in America today. By no means is racism as overt as it was fifty years ago with enforced segregation, but today racism is more covert and often hides behind closed doors to only strike out when least expected. Racism has been deceasing and will continue to be decreased only through education. Hopefully, one day racism will cease to exist. But, that day if possible is many years away. Racism still exists in America today. This isRead MoreRacism in America Essay3742 Words   |  15 PagesRunning head: RACISM 1 Racism in Our Society Liberty University Online HSER 509 Multicultural Issues in Human Services Dr. Lawrence Katz Betty J. Saby December 16, 2012 Racism in our society Racism in our society has a long deeply rooted history. It has been in every part of our society and appears not to be getting any better. In order to fully understand racism one must look at the root cause of racism and the effects it has on an individualRead MoreEssay On Racism In America1904 Words   |  8 PagesRacism is one issue that is most current and at the same time most ancient issue that American has been experiencing. There were many attempt to abolish racism; however, action of treating and judging one for his or her’s skin color never did got abolished but occurred in different forms. This issue was ‘assumed’ as resolved in the modern days; however, it was only neglected from being spoken by the people. Famous black comedian, Jordan Peele, produced his newest and first movie Get Out to inflameRead MoreRacism in America Essay2479 Words   |  10 Pagesof interracial young persons maturing in present-day America. Society seems concerned with the is sue of where the embodiments of multi-races belong as well. Where in the pecking order of society are products of miscegenation placed? For an adolescent already searching for an established sense of self, this impression of being an outsider nationally due to an interracial background significantly affects the coming of age quest. Life in America is built upon a foundation of connections; an intricate

Financial Management Acquisition Of Mackay -Myassignmenthelp.Com

Question: Discuss About The Financial Management Acquisition Of Mackay? Answer: Introducation Financial analysis helps in the evaluation of the performance of the company with the help of its financial statements. It allows the management to make changes in their plans to ensure that the business grows consistently. The entire process is carried out by a financial analyst who uses different methods to assess the viability, profitability, solvency, liquidity and future potential. These methods include ratio analysis, cost of capital, comparative statements and share price movements (Brigham and Ehrhardt, 2013). It provides information about the past performance of the company to the stakeholders. They can use financial ratios and mathematical techniques to predict the future of the business. The management has to make sure that they increase the profitability of the business to make their shareholders satisfied. This objective can only be accomplished if they review the performance at regular intervals and make changes in it as per requirement (Grinblatt and Titman, 2016). The main stakeholders who are associated with the company are employees, investors, shareholders, creditors, government, suppliers and customers. The aim of this paper is to compare and contrast the performance and operations of Next and Mackay Stores Limited. Both the firms are related to clothing industry and they have been providing tough competition to each other. The annual reports of 2015 and 2016 have been taken into consideration for better evaluation and assessment. Furthermore, the report has been divided in different sections: introduction, financial analysis, cost of capital, calculation of price per share, impact of financial statements, share price movements and conclusion. It will help the management of Next to take decisions form strategies for the future of the company. Introduction and financial analysis of Next Plc Next is a multinational retailer which is based in England, UK. It has more than 700 stores which include Europe, Ireland, Asia and Middle East. The company was established in 1864 by Joseph Hepworth Son. But in 2014, Next became the largest retailer in clothing in UK due to its high sales and revenues. The company has been growing at a good pace but the level of competition has been rising in the industry which has affected its business to some extent (Next (2017a)). It is essential for the management to increase the productivity and efficiency of their operations to make it more competitive in the market. It will increase the brand imaged as well as profitability of the organization (Brooks, 2015). The Financial ratio classification for Next has been given below: Financial ratio classifications (Next) 2016 2015 Profitability Ratios Gross Profit Margin 34.78% 33.59% Net Profit Margin 15.96% 15.87% EBITDA Margin 23.59% 23.17% EBIT Margin 20.76% 20.30% Assets Management Ratios Assets Turnover 3.60 2.87 Return on Capital Employed (ROCE) 74.79% 58.19% Days of Sales Outstanding (DSO) 92 77 Days on Hand (DHO) 65 57 Creditors in Days 29 31 Liquidity Ratios Gearing 73% 76.9% Interest Cover Ratio 27.44 26.45 Current Ratio 1.40 1.82 Quick Ratio 0.99 1.35 Investors Relation Ratios Return on Equity (ROE) 2.781 2.523 Earnings per Share (EPS) 4.53 4.15 Dividend per Share (DPS) 1.51 1.38 Dividend Cover Ratio 1.17 1.46 P/E Ratio 8.568 Analysis of Next Plc Profitability Ratios: It can be seen from the Profitability Ratios that the profits of Next plc have increased from 2015. Their Gross profit, net profits, EBITDA and EBIT has increased to some extent which is a positive sign (Grinblatt and Titman, 2016). It shows that the company has reduced their cost and the demand of the products has increased. But they have to make sure that the rate of growth is high because as compared to last year the growth has been slow. It has been due to increased competition and changing market conditions. The trend shows that the profitability of the company will increase but slowly which has to be taken into consideration by the management. Assets Management Ratios: The Assets Management Ratios of Next has improved in 2016 as compared to 2015. It shows that their efficiency has increased and their overall cost has reduced. Their ROCE has increased from 58.1% to 74.7% in 2015 and 2016 respectively (Jordan, 2014). It means that the business has been using their capital efficiently. Their productivity has increased. Similarly, their asset turnover has improved to 3.6% from 2.8% in 2015. Apart from this, their activity ratio is only 29 days as compared to their days of outstanding sales and days on hand. It means that the company has been paying to their creditors in fewer days while they have been receiving money from their debtors in more days. It can affect their liquidity which can result in shortage of cash in near future. It can be seen in Appendix 1 and 2 that their liquidity ratios have declined from 2015. The profitability and investors relation ratio can be evaluated by Assets Management Ratios (Greenbaum, Thakor and Boot, 2015). Liquidity Ratios: The liquidity ratio of Next has declined in 2016 which is a concern for the management. Both current and quick ratio has reduced which means that the business may find difficulties in paying off their short term debts. But their interest coverage has improved from 26.45% in 2015 to 27.44% in 2016. Next Plc will have no problems in paying their interest on long term borrowings as they have ample of funds for it. But they have to focus on their short term payment obligations (Buchman, Harris and Liu, 2016). Investors Relation Ratios: The Investors Relation Ratios have also shown positive trend and slow growth which is beneficial for the investors and shareholders. The return on equity has improved from 2.5% in 2015 to 2.78% in 2016. The wealth of the shareholders has increased. The EPS as well as dividend per share has risen (Brooks, 2015). It has made the company more attractive for future investments. The PE ratio of the organization is 8.5 in 2016. The management should focus on increasing the PE ratio of the company. Introduction and financial analysis of Mackay Stores Limited Mackay Stores Limited was formed by McGeoch brothers in 1834. The company was initially started as a pawnshop but in 1953 it was changed to clothing stores. The headquarters of the company is in Inchinnan, Scotland. The management has been focusing on long term value creation and they have made changes in the organization accordingly (Bodie, 2013). The culture of the company is positive and they have been benefitted by the long staff residency and employee engagements. In 2005, it was also named as one of the best companies to work in due to its pay grades and healthy working environment. Mackay Stores Limited has more than 300 which include online stores as well. They have employed more than 3000 employees which consist of part timers. They are nearly up to 75% of the total workforce (Mackey (2017b)). Apart from this, most of their sales assistants are females. The company ensured that they clearly define their job gratification which has increased the satisfaction level of the work ers. 655 have given a positive score as they have not been spending too much of their personal time at work. The policies of the company have been successful which has helped them to increase their overall productivity and efficiency. They also have more than 2 million customers who possess loyalty cards of the company (Debenhams (2017a)). Both the firms Next and Mackay Stores Limited have been compared using similar ratio to find the difference between the operations and performance of both the companies. Financial ratio classifications (Mackey S. L.) 2016 2015 Profitability Ratios Gross Profit Margin 15.45% 13.91% Net Profit Margin -0.42% -2.11% EBITDA Margin 3.02% 1.60% EBIT Margin 0.44% -1.29% Assets Management Ratios Assets Turnover 3.21 2.99 Return on Capital Employed (ROCE) 1.42% -3.85% Days of Sales Outstanding (DSO) 2 3 Days on Hand (DHO) 60 62 Creditors in Days 15 14 Liquidity Ratios Gearing 37.6% 47.8% Interest Cover Ratio 0.67 -1.46 Current Ratio 3.01 2.95 Quick Ratio 1.44 1.43 Investors Relation Ratios Return on Equity (ROE) 0.023 -0.074 Earnings per Share (EPS) -1.39 -6.84 Dividend per Share (DPS) Dividend Cover Ratio P/E Ratio Analysis of Mackay Stores Limited Profitability Ratios: The gross profit ratio of Mackay Stores Limited has increased from 13.91% in 2015 to 15.4% in 2016. Similarly, their EBITDA and EBIT margin has also improved. It is a good sign that the revenues as well as profits of the firm has been improving. But their net profits are still negative which has been a major problem for the management (Bodie, 2013). Even though they have reduced their expenditures but still it requires more attention. They have been spending more on administration, selling, distribution, promotion and advertisements. It has to be controlled and changes have to be made in it for better performance of the firm in the future. Assets Management Ratios: The Assets Management Ratios of Mackay Stores Limited has shown slight growth. Their efficiency has increased which can be seen from the rise of Return on Capital Employed and Assets Turnover. It has helped them to become more profitable in 2016 as compared to 2015. But they have increased their debtors collection days while their creditors payment days have been reduced. It can have negative impacts on their liquidity and cash. The management should reduce their debtor collection period and the payment term period should be extended. It will provide better results to the organization in the long term (Gunawardena, 2015). In 2016, their Creditors in Days are 15 days and their Days of Sales Outstanding is 2 days. Liquidity Ratios: The Liquidity Ratios of Mackay Stores Limited was increasing, but their gearing ratio has decreased from 4.8% in 2015 to 37.6% in 2016. Apart from this, in 2016 their interest cover was negative but they have made significant improvements in it which has made it positive to 0.67%. It is still low as compared to other peers but they have been working on it. Both current and quick ratio is high which a good sign (Hoskin, Fizzell and Cherry, 2014). Mackay Stores Limited will not have any problems in paying off their short term liabilities and it will improve their solvency potion also in the long term. Low liquidity can create hurdles for the business because it does not allow them to take advantage of the opportunities in the market. Investors Relation Ratios: Mackay Stores Limited has been facing difficulties with their Investors Relation Ratio which has been very low. Their Return on Equity (ROE) was -0.074 in 2015 and it is 0.023 in 2016. Even though it is positive but it is very low which is a concern for the company. Similarly, their Earnings per Share (EPS) are -1.39. The other ratios such as Dividend per Share (DPS), Dividend Cover Ratio and P/E Ratio have not been calculated because of negative EPS in both the years i.e. 2015 and 2016. Financial ratio comparison with Competitors Financial ratios are useful for assessing the performance of the company as well as intra firm comparison. The ratios can be compared with other companys ratios as well as the industry average to find out where the firm stands (Grinblatt and Titman, 2016). It will allow Next Plc to discover their strengths and weaknesses. They can make changes to adapt to the chaining business environment and customers. The table below illustrates the comparison of Next with the other competitors in the market. The data for 2016 has been taken for all the companies. Companies ROE (In %) GP Margin (In %) NP Margin (In %) Quick Ratio Current Ratio ROCE (In %) M C 2.3% 15.45% -0.42% 1.44 3.01 1.42% Next 278.1% 34.78% 15.96% 0.99 1.40 74.79% Debenhams 9.89% 12.53% 3.67% 0.26 0.73 8% Marks Spencer 12.25% 39.11% 3.83% 0.28 0.69 9.04% The companies with the highest ratios have been highlighted in the table above. But it can be seen that Next is the most profitable business as compared to all other rivals. IT is because the ROE of Next Plc is 278.1 % which is highest. Apart from this, the company has been performing satisfactory but the management has to make changes in the liquidity of the firm as it is below average. Cost of Capital The Next Company has been using around 12 to 15% of discount which is given by the rule for the purpose of their budgeting and investment appraisals. The rebate rate for WACC is used for the calculation and valuation of future projects (Jordan, 2014). It includes both equity and debt funds. The assumption of this method is that risk is associated with all the projects which is evaluated on the basis of the activities performed by the organization. It is important to use higher discount rates for the projects which are more risky than others. According to the Dividend Yield Model the rate is 11.79% for the company. It has used due to the aggressive dividend policy followed by the Next. They have been using high WACC as per their DYM. Apart from this, in future their rate for minimum development and dividend payment is 10%. Therefore, the cost of equity is high for the firm because the investors have high expectations of dividend from the organization. The Ke for Next is 13.07% and WAC C should consider the discount rates as well as future cash flows in the calculation (Grinblatt and Titman, 2016). The lower yield of the company has put recourses on its share prices. It has significant impact on the share market price of the stock. As per the CAPM, the rate is very high i.e. 13.14% which indicates high risk in the firm. Furthermore, the policy of uncertain dividend has been adopted by the management. It has increased the payment of dividend to the shareholders in the last few years. This is the main reason why the DGMs WACC is lower than Next Companys CAPM. For both DGM and CAPM, Next Plc has been following conservative gearing policy. It has helped them to make use of low cost borrowings and in the management of cost of debts. They have been using bond markets to gather the funds for the development. Therefore, Next plc is recommended to use 13% discount rate for their investments. It has been deducted on the basis of their Cost of equity, Beta and WACC level (Ap pendix 3). Calculation of price per share payable by Next for purchase of Mackey The fundamental ways to calculate the value of the organization has been given below: Market multiples method can be used as it takes into account the cost of the organization (Brigham and Ehrhardt, 2013). Price sales ratio method can be used for the comparison of two different variables i.e. revenue and stock price. Discounted cash flow method computes the value on the basis of cash inflows and outflows in the future (Grinblatt and Titman, 2016). Asset based method compares the assets with the long term obligations of the organization for the purpose of computing the value of the firm. Price sales ratio method states that the price per share = Net assets/ Total no. of shares = 303754 / 495 = 61364 GBP Discounted cash flow method for the price per share will use discount rate of 2 and 7%. For 2% = 7783 / 495 = 1572 GBP For 7% = 15451 / 495 = 3121 GBP Asset based method for the price per share will be = Net assets/ Total no. of shares = 31682 / 495 = 64 GBP (Appendix 4) Impact of financial statements of Next the purchase of Mackey The purchase of Mackay Stores Limited will have minimal impact on the financial statements of Next Company (Appendix5). It can be seen that the size and market share of Next Company is much higher as compared to Mackay Stores Limited. It is highly depend on the size of the business obtained. But there will be few impacts on financial statement of the company which has been given below: ROCE and Assets Turnover will reduce due to the increase in long-term debts and leverage. It will be caused because of the by loan for which will be taken by them for obtaining it. The Gearing will also have impact due to the rise of long term borrowings and debts. Interest cover ratio will tend to decrease (Gamble and Thompson Jr, 2014). It is because the finance cost will get expended due to new borrowings. The goodwill of the company will increase significantly which will help the firm to improve their brand image in the market. Share price movements The share price of the firm can get affected due to many events which can be seen from the movement of the graph. Usually, more than 5 years are taken into account to understand the pattern of growth and for predicting future changes. But there are certain events which has caused some problems such as the incident of January where the share market dropped. Similarly, news can also have impacts of the share prices movements (Delen, Kuzey and Uyar, 2013). It can create problems in the entire stock market. But these crashes may not affect the long term value of the organization. The share of the Next Plc has dropped in 2016 due to problems in the economy of many countries. The expectations of the inventors have also increased. But Next has performed well in the recent few years which has helped the company to grow. Apart from this, the ratios of the company are far better than other rivals operating in the industry. Figure 1: Next plc share price movement Conclusion It can be concluded from the above report that Next Plc has been performing well in their business and they have been showing positive trend in the future also. But they have to make sure that the rate of growth is high because as compared to last year the growth has been slow. It has been due to increased competition and changing market conditions. The trend shows that the profitability of the company will increase but slowly which has to be taken into consideration by the management. References Bodie, Z., 2013. Investments. McGraw-Hill. Brigham, E.F. and Ehrhardt, M.C., 2013. Financial management: Theory practice. Cengage Learning. Brooks, R., 2015. Financial management: core concepts. Pearson. Buchman, T.A., Harris, P. and Liu, M., 2016. GAAP vs. IFRS Treatment of Leases and the Impact on Financial Ratios. Debenhams (2017a) Statement of Debenhams. Available at: https://www.google.com/finance?q=LON%3ADEBei=5QGWWLmNLcWCswHOr4No (Accessed 20 February 2017) Delen, D., Kuzey, C. and Uyar, A., 2013. Measuring firm performance using financial ratios: A decision tree approach. Expert Systems with Applications, 40(10), pp.3970-3983. Gamble, J.E. and Thompson Jr, A.A., 2014. Essentials of strategic management. Irwin Mcgraw-Hill. Greenbaum, S.I., Thakor, A.V. and Boot, A. eds., 2015. Contemporary financial intermediation. Academic Press. Grinblatt, M. and Titman, S., 2016. Financial markets corporate strategy. Grinblatt, M. and Titman, S., 2016. Financial markets corporate strategy. Gunawardena, M.M.D., Peiris, H.R.I., Wijesundera, A.A.V.I., Weerasinghe, D.A.S. and Krishna, T.P.C.R., 2015. Predictability of Stock Returns Using Financial Ratios Empirical Evidence from Colombo Stock Exchange. Hoskin, R.E., Fizzell, M.R. and Cherry, D.C., 2014. Financial Accounting: a user perspective. Wiley Global Education. Jordan, B., 2014. Fundamentals of investments. McGraw-Hill Higher Education. Mackey (2017a) History of MCo. Available at: https://www.mandco.com/corporate/our-history/our-history/our-history.html (Accessed 09 February 2017) Mackey (2017b) Best companies journal. Available at:https://www.b.co.uk/Company/Profile/343383/ (Accessed 12 February 2017) Marks Spencer (2017a) Statement of Marks Spencer. Available at: https://www.google.com/finance?q=LON%3AMKSei=agWWWPCoAoPKsQH_7qPoCw (Accessed 23 February 2017) Next (2017a) History of Next. Available at:https://www.nextplc.co.uk/about-next/our-history (Accessed 08 February 2017) Appendix 1. Financial statements of the companies